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Personal Loans & Lines of Credit

Personal Loan Options

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Personal Loan

Money For What You Need, When You Need It

Personal Loans can be used for just about anything – from consolidating debt to unexpected expenses or even funding a major trip or event. Mission Fed offers several options for you to get funds for whatever you need. 

  • Personal Loans & Lines of Credit
  • Short-Term Loans
  • Share Secured Loans

How Can A Personal Loan or Line of Credit Help You?

If you’re looking to consolidate debt, fund an unexpected expense, or pay for home improvements, a Mission Fed Personal Loan can be a good alternative to credit cards or other loans. 

Money for whatever you need. Apply for a Personal Loan or Line of Credit today.

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APR as low as Months Rate Type
10.24% Up to 36 Months Fixed
10.74% 37 - 48 Fixed
13.50% Line of Credit Variable

Must meet membership and account criteria. All loans subject to credit approval. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. Personal loan minimum is $500 and maximum $30,000. Maximum total unsecured loan limit per member is $100,000. Restrictions apply.

Fixed:
The payment for a $5,000 at 10.24% for 36 months is $161.94.

Variable:
Variable rate loan, interest and payments may increase after consummation. Rates range from a minimum of 13.50% to a maximum of 18%. The rate will adjust quarterly on the first day of January, April, July and October based on the current index rate plus 5%.

Personal Loan Calculator

Features and Benefits

  • Competitive, fixed rates for a predictable monthly payment
  • Quick access to cash
  • No fees or prepayment penalties
  • No collateral needed
  • Easy payment options online, by phone, or automatic withdrawal

Share Secured Loans

A share secured loan is a personal loan that uses your savings account as collateral. These loans offer a convenient way to borrow money for the short-term and can help rebuild credit.

Contact one of our Loan Representatives to learn more about Share Secured Loans:

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Instant Short-Term Loans1

Mission Fed is here to help our members with Instant Short-Term Loans. It’s an affordable alternative to a payday loan, and there’s no credit score check.

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Make an Appointment

Have more questions? Make an appointment today with one of our loan representatives at any of our 30+ San Diego County branch locations.

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Disclosures

Must meet membership and account criteria. All loans subject to credit approval. Maximum Personal Loan or Line of Credit Loan is $50,000. Maximum total unsecured loan limit per member is $100,000. All programs, rates, terms and conditions and services are subject to change without notice.

1Limited to one open Instant Short-Term Loan at a time, not to exceed 3 loans per 6 months, and limit one application every 15 days. The 28% APR includes six estimated monthly payments of $180.64 for a loan of $1,000.