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Premier World Mastercard® Special Offer

25,000 Rewards Points*

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Credit Cards

Choose the Card That’s Right for You.

What’s most important to you – getting a card with our lowest APR? Or getting a card with a low APR that also gives you rewards? Or getting a low APR card that offers our most generous rewards, especially for travel and dining?

With Mission Fed’s three Credit Card options—Preferred Platinum, Preferred Platinum Rewards and Premier World Mastercard® — the choice is yours to get the benefits you want.

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Three Options, Zero Annual Fees

Premier World Mastercard

  • Best Rewards Card
  • Eligible for 25,000 bonus rewards points ($250 cash value)
  • 1.99% intro rate for 12 months on balance transfers posted within the first 90 days
  • 14.99% – 17.99% standard APR on purchases
  • 14.99% – 17.99% standard APR on balance transfers
  • Earns 3x rewards points on travel and dining, 1.5x on other purchases
  • No annual fee
  • No foreign transaction fee
  • Learn more
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Preferred Platinum Rewards Mastercard

  • Low-rate Rewards Card
  • Eligible for 15,000 bonus rewards points ($150 cash value)
  • 1.99% intro rate for 12 months on purchases and balance transfers posted within the first 90 days
  • 12.99% – 17.99% standard APR on purchases
  • 12.99% to 17.99% standard APR on balances transfers
  • Earns 1x points on eligible purchases
  • No annual fee
  • 2% foreign transaction fee
  • Learn more
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Preferred Platinum Mastercard

  • Low-rate Card
  • Eligible for $150 cash bonus
  • 1.99% intro rate for 12 months on purchases and balance transfers posted within the first 90 days
  • 11.99% – 17.99% standard APR on purchases
  • 11.99% – 17.99% standard APR on balances transfers
  • Does not earn rewards points
  • No annual fee
  • 2% foreign transaction fee
  • Learn more
Apply Now

Three Credit Card options, zero annual fees.

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Product APRs (based on credit worthiness)
Premier World Mastercard®
See All Rates
1.99% Introductory Rate for 12 months (on balance transfers only in first 90 days)
After that, the standard balance transfer APR will be: 14.99% - 17.99%
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Standard purchase APR is 14.99% - 17.99%.
Preferred Platinum Mastercard®
See All Rates
1.99% Introductory Rate for 12 months (on purchases and balance transfers in the first 90 days)
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After that, the Standard APR will be:
11.99% - 17.99% for purchases
11.99% - 17.99% for balance transfers
Preferred Platinum Rewards Mastercard®
See All Rates
1.99% Introductory Rate for 12 months (on purchases and balance transfers in the first 90 days)
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After that, the Standard APR will be:
12.99% - 17.99% for purchases
12.99% - 17.99% for balance transfers

Must meet membership and account criteria. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100,000. Introductory offer is available for new Credit Cards. Balance transfers to pay any Mission Fed accounts are not permitted. For balance transfers to qualify for the 1.99% introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center to a third-party creditor. Electronic balance transfers do not qualify. Maximum $20,000 in balance transfers per member. Restrictions apply.

Preferred Platinum Mastercard and Preferred Platinum Rewards Mastercard: Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.

Premier World Mastercard: Introductory APR will apply on balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). There is no foreign transaction fee.

Platinum Credit Card Rates & Disclosures    Premier World Credit Card Rates & Disclosures    Consumer Fee Schedule

Credit Card Pay-Off Calculator

Frequently Asked Questions

You can apply for a Mission Fed credit card online, by phone or at any of our branch locations. Appointments are not required but recommended.

Mission Fed offers three credit card options. When picking a credit card, the best place to start is with your spending habits and financial goals. If you love to dine out and travel, the Premier World Mastercard might be a good fit. If you typically carry a balance and want our lowest rate card, the Preferred Platinum Mastercard might be the right choice. Use the table above to compare card features and offers or stop by a neighborhood branch to talk with a Mission Fed representative to find out which card is best for you.

Credit cards help you build and strengthen credit while making purchases. With a credit card, you can make a purchase and pay it back over time. It’s essential to understand how credit cards work so you can use it best for you. Each card has a spending limit and interest rate that is applied to the balance on your card. Learn more about how credit cards work.

You can check the status of your application via the loan application portal.

If your application is approved and all required documents have been obtained, your credit card will arrive in the mail within 5-7 business days.

Yes. The Premier World Mastercard and Preferred Platinum Rewards Mastercard offer cash back rewards, which help you earn cash on the everyday credit card purchases you make. Then, you can redeem your points for cash back or other reward options easily and securely online and via Mission Fed’s Mobile Banking app.

A Mission Fed credit card means you have access to low rates, rewards and choices. In addition to no annual fee and low rates, you’ll enjoy a variety of features and benefits. Learn more about Mission Fed Credit Card benefits.

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Banking that works for everyone.

Apply for your Mission Fed Mastercard today!

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Disclosures

Must meet membership and account criteria. All loans subject to credit approval; terms and conditions apply. Offer is available for new Credit Cards. Balance transfers to pay any Mission Fed accounts are not permitted. For balance transfers to qualify for the 1.99% introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center to a third-party creditor(s). Electronic balance transfers do not qualify.

See Mission Rewards Program Terms and Conditions for Preferred Platinum Rewards and Premier World Mastercard for full points calculation and other important information.

PREMIER WORLD MASTERCARD
Introductory APR will apply on balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for 12 months. APRs are current as of October 1, 2024. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). There are no foreign transaction fees. Returned payment fee up to $22. Maximum $20,000 in balance transfers per member. Maximum Personal Loan or Line of Credit Loan is $50,000. Maximum total unsecured loan limit per member is $100,000. Rates, terms, and conditions are subject to change without notice.

*25,000 Bonus Points: Must apply by 12/31/2024 and must have $2,000 in net purchases within the first 90 days. Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. 25,000 rewards points ($250 cash value) will be credited approximately 120 days after account opening. This offer cannot be combined with other Mission Rewards points promotions. Restrictions may apply.

PREFERRED PLATINUM MASTERCARD
Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for 12 months. APRs are current as of October 1, 2024. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars. Maximum $20,000 in balance transfers per member. Maximum Personal Loan or Line of Credit Loan is $50,000. Maximum total unsecured loan limit per member is $100,000. Rates, terms, and conditions are subject to change without notice.

$150 CASH BONUS: Must apply by 12/31/24 and have $1,500 in net purchases within the first 90 days. Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. $150 statement credit will be credited approximately 120 days after account opening. Restrictions may apply.

PREFERRED PLATINUM REWARDS MASTERCARD
Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for 12 months. APRs are current as of October 1, 2024. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars. Maximum $20,000 in balance transfers per member. Maximum Personal Loan or Line of Credit Loan is $50,000. Maximum total unsecured loan limit per member is $100,000. Rates, terms, and conditions are subject to change without notice.

15,000 Bonus Points: Must apply by 12/31/24 and must have $1,500 in net purchases within the first 90 days. Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. 15,000 rewards points ($150 cash value) will be credited approximately 120 days after account opening. This offer cannot be combined with other Mission Rewards points promotions. Restrictions may apply.

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